Loan Against Deposit

Loan Against Deposit

Introduction

    • Avail loan of maximum  value of the deposits
    • Easy access to funds and quick loan disbursal
    • Flexible Tenure as long as your FD is in force
    • Lower interest rates as compared to personal loans
    • Comparatively hassle free processing
    • Repay at your convenience either in lump sum or instalments (not after FD Tenure)
    • You repay as per your convenience as long as the bank FD is in force
    Deposit Rate + 2 %

    • Any individual who is an active member of SJBSSML
    • Any member who is a fixed deposit holders
    • A duly filled loan application form
    • Latest Passport size photograph
    • Proof of Identity (Aadhar Card/ Pan Card/ Voters ID card/ Driving License)
    • Address Proof (Ration card/ Electricity Bill/ Passport/ Driving License etc)
    • Rent Agreement (in case of tenant. Electricity/Water bill of Landlord compulsory)
    • Fixed Deposit certificate against which loan is to be applied
    • Current Loan Repayment Schedule (if any)
*Terms & Conditions Apply
*To know more visit Head Office

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