Owning a home is a dream of every individual and a heartfelt desire! We understand what it means to own a home for you and your family. To help you in turning your dream into reality, Jay Bhojalram Credit Cooperative Society has come up with one stop solution for your housing loan requirements. Whether you need funds for purchasing, constructing or renovating your house, Pride helps you in getting finance easily with Home Loans with simple eligibility requirements, minimal documentation and faster processing.
Minimal paperwork and easy documentation
Convenient and Hassle free processing
Quick and easy loan disbursement
Transparent services and no hidden cost
Direct funding without any intermediary
Low-interest rates with customized repayment options
Repayment during the loan tenure.
Payable in equal, easy and affordable monthly instalments
Low Interest rate*
Processing Charges levied @ 0.5%
In case of non-payment of the instalment, penalty interest @ 3% extra would be levied to the member.
Any individual who is an active member of SJBSSM
Any 2 Guarantor who are the existing member of the society, but should not be defaulter
Must have healthy CIBIL Score*
A duly filled loan application form
Latest Passport size photograph
KYC Documents (Pan Card/ Registration of Incorporation/ Memorandum & Articles of Association documents)
Business Proof (copy of ownership papers, trade license/ Sales Tax Certificate/Partnership Deed, if applicable/Sole Proprietorship declaration)
Income Proof (ITR Receipt of last 3 years, balance sheet and profit & loss statement of past two years)
Current Loan Repayment Schedule (if any)
Property Papers:
Original sale deed
Land map and Estimate from approved architect
Approved plan copy of the building/ house purchased
Construction permission from the Corporation/Municipality or concerned authority. (if applicable)
occupancy Certificate (applicable in case of ready to move property)
Registered Agreement for Sale/Allotment Letter/Stamped Agreement for Sale
Payment Receipts or bank account statement showing all the payments made to Builder/Seller
Introduction
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